For diasporans building wealth abroad
What if something happened
to you tomorrow?
Your family would not know where to start.
Gogu organises every account, wallet, and investment you own — and releases clear access instructions to the people you trust, exactly when they need them.
$42,800
across 4 accounts · 3 beneficiaries
Barclays UK
Current account
£14,320
GTBank Nigeria
Savings account
₦8.2M
Bitcoin wallet
Coinbase
$3,100
Vanguard ISA
S&P 500 ETF
$22,000
140–200M
people in the diaspora
$95bn
sent home in remittances in 2024
Under 5%
have a formal estate plan
$1bn+
in assets go unclaimed each year
Who it's for
If any of this is your life,
Gogu was built for you.
140 million people in the diaspora live outside their home country. Most have no formal plan for what happens to their assets.
GTBank in Lagos. Barclays in London. Vanguard in the US.
You moved abroad, built a life, and kept supporting family back home. Your assets are split across countries and currencies. Your family does not know the full picture.
Bitcoin. ETH. Usdt. A seed phrase only you know.
Your crypto is your business. You know the risk. If you disappear without a plan, those wallets disappear with you. Gogu stores access instructions — not your keys.
Zenith. Access. Cowrywise. Pension. Property.
Based in Accra or Lagos, with a portfolio that spans banks, investments, and real estate. You want your spouse and children protected, properly, not through informal arrangements.
You have thought about this. But never done it.
You know you should sort it. You keep meaning to. The problem is there is no single place designed for how your financial life actually works — until now.
But the banks, platforms, and legal systems you rely on were not built with your family in mind.
What Gogu does
Built by diasporans.
For diaspora families.
The Gogu team has lived this problem. We moved abroad, built accounts in two or three countries, held crypto, sent money home — and quietly wondered what our families would do if we were gone. No platform existed that understood how we actually live. So we built one.
UK bank. Nigerian savings. Crypto. ISA. Property. Pension. Wherever it is, Gogu organises it so your family never has to guess.
Link accounts across countries
Connect all your financial accounts regardless of where they are in the world.
Add trusted people and beneficiaries
Choose exactly who should have access and what they should receive.
Set clear rules for access
Define when and how access is granted — precise, personal, and protected.
Stay in control while you're alive
Nothing happens without your explicit instructions. You remain in full control.
Gogu never touches your money.
We release instructions. Your banks do the rest.
This keeps Gogu outside regulated money-transfer activity — and it means your assets stay exactly where they are until your family acts. We are a planning and coordination tool. Nothing more.
The trigger
If you go quiet,
Gogu does not.
You choose a trigger interval — 30, 60, or 90 days. If you go quiet, Gogu sends three reminders in sequence: at your chosen interval, then double it, then triple it. Each reminder escalates — email first, then SMS, then WhatsApp and your trusted contacts.
Only after a human review — not an algorithm — does anything get released. And even then, it is only the access instructions you wrote. We never touch your money.
No automatic release
A real person reviews before anything is sent.
You can cancel at any time
Log in, reply to a message, or call us. The trigger resets.
Instructions only — not funds
Gogu tells your family where to look. The money moves through the banks, not through us.
Escalation flow
example shown at 60-day trigger · ×1, ×2, ×3
You live your life. Gogu watches silently in the background. Check in whenever you like.
A quiet email and SMS: 'We haven't heard from you. All good?' One click resets the clock.
Email, SMS, and WhatsApp. Your nominated trusted contact is quietly notified alongside you.
Trusted contacts are asked to confirm your status. You can still re-authenticate at any point.
Our team manually verifies the situation before anything is released. Nothing is ever automatic.
Your beneficiaries receive staged access instructions — account by account, person by person.
The problem
These are the institutions
that will lock your family out.
Your money is everywhere. But access to it isn't.
You've built your life across countries. Different banks. Fintech apps. Crypto wallets. Properties. But if something happens to you, your family may have no clear way to find or access any of it.
And in many cases, assets are lost, locked, delayed, or never claimed. Not because families do not care, but because they do not know where to start.
$1B+
in assets go unclaimed every year by diaspora families
74%
of people have no formal plan for digital or overseas assets
Accounts get locked
Banks and platforms may freeze access when no one has the right information.
Funds go unclaimed
Money can sit untouched for years because loved ones do not know it exists.
Families face legal stress
Cross-border assets create confusion, paperwork and painful delays.
Simple. Secure.
Built for real life.
Set up your financial legacy once. Gogu helps make sure your people are not left guessing later.
Add your assets
Securely connect your accounts, wallets, investments and properties.
Choose your people
Decide who should have access and what they should receive.
Set your rules
Define when access is triggered, such as after a period of inactivity.
We monitor and confirm
Gogu checks in with you across multiple channels before any action is taken.
Your wishes are carried out
If you do not respond, we verify and guide your trusted contacts with clear next steps.
Add your assets
Securely connect your accounts, wallets, investments and properties.
Choose your people
Decide who should have access and what they should receive.
Set your rules
Define when access is triggered, such as after a period of inactivity.
We monitor and confirm
Gogu checks in with you across multiple channels before any action is taken.
Your wishes are carried out
If you do not respond, we verify and guide your trusted contacts with clear next steps.
Nothing is released automatically without verification.
“You set it up once. Your family does not have to struggle later.”
For the next generation
What you build today
should reach them tomorrow.
Not confusion. Not delays. Not people guessing what you would have wanted.
Every account you've opened, every investment you've made, every property you've acquired — it was all for something. Gogu makes sure the people you built it for can actually access it.
Most people wait
until it's too late.
If something happened to you tomorrow, would your family know where to start?
Over $1 billion in assets go unclaimed by diaspora families every year. Not because the money is not there, but because no one knows where it is.
Free for 30 days. Cancel anytime. Your rules. Your family protected.